Should I quit my job?
Stress-test quitting your job: 1,000 simulated futures find the exact search length and offer where quitting starts to win — plus break-even and worst case. Free, no signup.
Free, no signup. Enter your current salary, your target salary, how long you expect the search to take and how many months of savings you have. The simulator runs 1,000 futures over your chosen horizon (5, 10 or 20 years) and reports your flip-points — the longest search and the lowest offer at which quitting still wins — plus the month quitting breaks even, the probability you are ahead each year, the worst decile of outcomes, and a warning when your runway is shorter than a realistic search.
How this works
- Each run varies your search length from ~40% shorter to ~80% longer (searches tend to run long) — with real 2026 search-duration data as starting anchors.
- Each run varies your landing salary by ±20%, and both paths get compounding annual raises.
- It tracks cumulative earnings month by month — staying vs. quitting — across your chosen horizon (5, 10 or 20 years).
- Because a higher salary lifts every future raise, quitting usually starts behind and catches up: the break-even month is the number that matters.
- It then finds your flip-points — the longest search and the lowest offer at which quitting still wins — and reports the worst decile of futures, not just the average.
Common questions
Should I quit my job?
It depends on the numbers, not your mood on a bad day. Quitting tends to pay off when your target salary is meaningfully higher, your job search is likely short, and your savings can cover a longer-than-expected search. This tool runs 1,000 Monte Carlo simulations over your chosen horizon and reports when quitting breaks even, how likely you are to be ahead each year, and the range of outcomes — plus your flip-points: the longest search and the lowest offer at which quitting still wins, so you know exactly what has to be true before you hand in notice.
How do I decide whether to quit my job for a new one?
Compare the money you keep by staying against the money you make after quitting — but treat both as ranges, not single numbers. The two biggest uncertainties are how long your search takes and what salary you actually land. Model those as ranges, simulate many outcomes, and look at the probability you come out ahead plus your worst-case runway, not just the average.
How much savings runway should I have before quitting?
A common rule of thumb is enough savings to cover your expenses for longer than your realistic job search. If your runway is shorter than your expected search, you risk running out of money before landing the role — this tool flags that case explicitly.
Does it factor in job satisfaction, not just money?
Yes, optionally. You pick how the new job would feel day to day — from worse, to about the same, to “I'd love it”. The tool turns that into a rough “life premium”: a subjective yearly money value for better fit, more interesting work, or escaping a job you dislike, anchored to research on how much pay people actually trade for job quality. It then shows a second break-even that counts how it'd feel alongside the money-only one.
Should I line up a new job before quitting?
Usually — but now you can see what it costs. The exit-paths panel compares five ways out on your own numbers: quit now, search while employed, cut spending first, a part-time bridge, and a sabbatical. Searching while employed is slower (roughly 1.5× the search time — employed seekers put in far fewer search hours per week), but nothing burns while you look, so the run-out-of-money risk is zero. The panel prices that trade for you: what the safe path costs in months, and what quitting now risks in euros.
Is this financial advice?
No. It is a free, client-side simulation to help you think in probabilities instead of gut feel. Your numbers stay in your browser — the tool does not send your salary anywhere — and it does not account for taxes, benefits, equity, or your full financial picture.