Master's, bootcamp, or stay?
Model 10-year NPV across all three paths. Factor in tuition, salary uplift, opportunity cost, and career risk — then let 1,000 futures vote.
Example result
Pre-loaded with illustrative variables — tweak any number and re-run with your own situation. In this example run (1,000 futures, fixed seed), Stay & self-learn comes out ahead in 98% of simulated futures, with an expected edge of €58K; its net result ends below €0 in 0% of futures.
Where these numbers come from
- StepStone graduate salary report 2019/20 (~11,000 graduates): master's graduates start ~13% above bachelor's
- German public universities charge no tuition for most students; the semester contribution is mostly €120–430
- Cross-check (US, all ages): BLS median weekly earnings 2025, master's $1,876 vs bachelor's $1,578 (+19%)
- Le Wagon jobs report 2021 (via Career Karma): Germany graduates found a job in a median 37 days at a median salary of $51,000 (≈€43K, self-reported)
- get in IT: entry salary for web developers in Germany with a bachelor's is €40,200–46,300 (middle 50%)
- Independent check of Le Wagon London graduates on LinkedIn: ~56–70% in a developer job vs the 86–90% reported
Not sourced: The bootcamp graduate's faster raises (€2.8K/year) are an assumption, and the bootcamp path assumes you land a developer job: Le Wagon reports ~90% do within 6 months, an independent LinkedIn check of London graduates found ~56–70%. The current salary and raises are placeholders for yours.
Three steps. No PhD required.
Adjust the pre-loaded variables
We've filled in realistic numbers for your situation. Change any value — your actual salary, your risk tolerance, your timeline.
Hit "Help me decide"
The engine runs 1,000 simulated futures in under a second, accounting for uncertainty in every variable you entered.
See which choice wins
A winner banner, a confidence score, and a sensitivity chart showing which variable matters most. Share the result or fork it with different assumptions.