Go freelance or stay employed?
Model day rates, client risk, holiday cost, pension gap, and income volatility. See whether independence is worth it — in expected value terms.
Example result
Pre-loaded with realistic variables — tweak any number and re-run with your own situation. In this illustrative run, Stay employed wins 59% of simulated futures, with an expected edge of €31K and a 9% chance of ending up behind.
Three steps. No PhD required.
Adjust the pre-loaded variables
We've filled in realistic numbers for your situation. Change any value — your actual salary, your risk tolerance, your timeline.
Hit "Help me decide"
The engine runs 1,000 simulated futures in under a second, accounting for uncertainty in every variable you entered.
See which choice wins
A winner banner, a confidence score, and a sensitivity chart showing which variable matters most. Share the result or fork it with different assumptions.